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Non Life Insurance - What are the different benefits that can be claimed under the Mediclaim insurance policy in event of hospitalisation?

  • Room boarding expenses by the hospital nursing home.
  • Nursing expenses.
  • Surgeon, anaesthetist, medical practitioner, consultants, specialists fees.
  • Anaesthesia, blood, oxygen, operation charge, surgical appliances, medicines and drugs, diagnostic material and x-rays, dialysis and chemotherapy, radiotherapy, pacemaker, artificial limbs and cost of organs and similar expenses All the above benefits are limited to the max sum insured.
  • The minimum period of hospitalisation should be for 24 hours. However for certain treatments this limit is not applicable when a package charges are levied for treatment by the hospital.