HEALTH INSURANCE
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TPA Information

Top Up Medicare Family

Synopsis:

Top Up Medicare is one of the cheapest Mediclaim policy which offers in-patient hospitalization expenses, pre and post hospitalization expenses, ambulance Charges etc. incurred in India

Highlight:

  • This policy covers hospitalization expenses up to the opted Sum Insured over and above a specified level called Threshold Level
  • It gives additional protection at an affordable price when hospitalization costs are very high
  • Non-allopathic treatment is also covered
  • No Medical tests up to the age of 45 Years
  • This policy offers protection in excess of any Primary health policy/benefit scheme that you may already have
  • Tax rebate available as per provision of Income Tax Rules under section 80-D

Benefit:

Title
Description
Room Rent Limit
Covered
ICU Daily Rent Limit
Covered
Pre-Hospitalization Expenses
30 days prior to hospitalization
Post Hospitalization Expenses
60 days from the date of discharge
Minimum Hospitalization Period
24 Hrs
Day Care Procedure Coverage
Yes
Pre-Existing Disease / Illness coverage
After 48 months, 24 months for specific diseases
Waiting Period for New Policy
30 days
Ambulance Expenses
Up to 2500 per hospitalization
Non-Allopathic Treatments
Covered
Donor Expenses
Yes
Nursing Allowance
Covered
 
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